Creating + Sticking to a Wedding Budget

Part of my job as a wedding planner is to help my couples create a budget and stick to it. So, today we will be talking about how to create a wedding budget. Most importantly we will discuss how to stick to your budget.


When you first get engaged, after all the excitement wears off, you will need to talk finances. Meet with whoever is paying for the wedding, whether that be a set of parents, you and your fiancé, or a combination of different people, such as grandparents, or your future in-laws. Make sure you are all on the same page as far as paying for the wedding.


First, determine your total budget. If you are splitting the costs of the wedding, be clear about who is contributing and how much they are willing to contribute. For example, the groom's parents typically pay for the rehearsal dinner. Never assume anything though! Be direct, as well as polite, when asking parents or future in-laws to help pay for portions of the wedding.


Whether your budget is $10,000 or $100,000, you will need to prioritize all aspects of your wedding day. For some couples, food is really important. For others, photography is the most important. You need to discuss with your fiancé and decide what you both deem most important for your wedding day. This may take some compromise. I would also ask your parents, or whoever else may be paying for the wedding, for their input.


After you have your priorities listed out, assign a budget to each category. Make sure you have at least 10% of your budget set aside. This 10% is your safety net, in case of small overages, here and there.


Now, in my experience, it is easier for couples to create a budget, than to stick to it. One tip I have is to analyze your spending on a regular basis. If you’re making purchases for you wedding using a debit or credit card it can be very easy to lose track of what you have spent. I would suggest printing out your monthly statements and analyzing them. Highlight things that were bought for the wedding and keep track of these in a spreadsheet. Update the spreadsheet as often as possible.


Your big day is important. However, I would not advise going into debt for your wedding. Create a budget and stick to it. I hope this post helps y'all. Below is a place to submit your name + email. I will send you a budgeting worksheet for you + your fiance to do together. If you have any specific questions, please comment them below or email me at

Free Budget Worksheet